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'I'm sure you’ll be as impressed as I am.' Sue Barker, Bondholder since 2001
Your key to beautiful holiday apartments, cottages and villas in the UK and Europe.

Holiday in style with HPB's exclusive holiday portfolio

Most of us dream of having our own holiday home in beautiful countryside or near sun-drenched beaches. The Holiday Property Bond is a practical and affordable way of making that dream come true. In fact as an investor you will have not just one, but over 1,300 superb holiday homes to choose from and stay in, for the whole of your life, rent-free.
HPB’s growing portfolio of properties includes villas, cottages and apartments across 13 European countries, including over 500 here in the UK, all maintained for you by on-site staff. Many of our holiday properties are modern, purpose-built developments. Others are in historic houses which we have lovingly restored. And with so many properties to choose from, you can discover new places every year.

Rent-free holidays for life

When you invest in the Holiday Property Bond the benefits go on from one generation to the next. For the rest of your life, you will be able to enjoy fantastic holidays and never pay a penny in rent for your accommodation. All you will pay is a no-profit user charge to cover property running and maintenance costs, including electricity, cleaning, gardening and local taxes.
Over the years you can top up your investment if you wish to increase your holiday entitlements. And, when you have no further need of it, you can pass on your HPB investment and its holiday entitlements to your children or grandchildren as a family heirloom. Just think how many years of wonderful holidays that could mean for you and your family.
Please read How HPB works below and then request your FREE information pack.

How HPB works

HPB is designed to give you and your family holidays for life. To achieve this, it is structured as a life assurance bond investing, after product charges, in properties and securities. Properties are booked for a no profit "User Charge" and Points issued with the Bond. There is a quarterly fee of under thirty pounds linked to RPI, with all other management fees paid from securities. You may cash in after two years at a value linked to that of the properties and securities but you may get back less than you paid because of charges and changes in the value of HPB's properties and securities. In exceptional circumstances cashing in may be deferred for up to twelve months. No medical examination required. HPB is available exclusively through HPB Management Limited ("HPBM") who will only charge for their services if you invest.

This advertisement is issued by HPBM registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited ("HPBA") registered in the Isle of Man and authorised by the Insurance and Pensions Authority there. Holders of policies issued by the company will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. The Trustee of HPB is HSBC Trustee (Guernsey) Limited registered at Park Place, Park Street, St Peter Port, Guernsey, Channel Islands, GY1 1EE. The Securities Manager is Baillie Gifford & Co of Calton Square, 1 Greenside Row, Edinburgh, EH1 3AN. HPBM and HPBA are part of the HPB Marketing Group and are not independent of each other. HPBM is able to advise only on HPBA’s products.